Online and Mobile Banking Solutions

Online banking as we used to know it has changed dramatically with the age of technological advancement. The surge and advancement in technology has caused a shift within information technology and the digital age that even within the sector itself, industry players are being disrupted.

What more for the financial industry players themselves? Trying to keep up with technology change while contemplating business concerns is worrying. This is the age of the digital era and where traditional internet banking or mobile banking is now no longer in fad but rather the very basics of self-servicing customers expect. Digital banking expands beyond channels and devices. It melds into our life and our daily activities. Banking services are now blurred and are now being provided by non-bank providers more efficiently at lower costs.

iMocha Online & mobile banking solutions are to cater for enterprise & business banking, more specifically for internet transactions and corporate cash offerings by financial institutions. It is a modular front and back-office solution targeted at offering flexibility for various banking and payment needs and is developed on an open platform for ease of integration to various service and legacy system providers existing in a Bank.

Key Features

Online and Mobile Banking

Our platform offers comprehensive cash and account management solutions, including account summaries, statements, cheque services, and real-time rates. Streamline payables with support for local and international transfers (GIRO, RTGS), payroll, bulk and bill payments, and integrated B2C/B2B gateways. Enhance receivables with direct debit, collection tracking, and merchant services. Optimize liquidity through cash concentration, notional pooling, and automated interest reallocation.

ACCOUNT MANAGEMENT
PAYABLES
RECEIVABLES
LIQUIDITY
Online and Mobile Banking

Why Online & Banking Solutions?