SuperApp & Mini-App Platform
One app. Every financial need. A whole ecosystem of services.
Turn your banking app into a super app that hosts your own products and trusted partner services as lightweight mini-apps, launched in days and updated without waiting for app-store releases.
OVERVIEW
SuperApp & Mini-App
Customers no longer want a different app for every task. Our SuperApp & Mini-App Platform gives your bank a secure host app and a mini-app framework, so you can add bill payments, insurance, travel, e-commerce, government services or SME tools inside the app your customers already trust. Each mini-app runs in its own sandbox and uses your shared identity, payments and consent services, so the experience stays seamless and the bank stays in control.
KEY FEATURES
Empower Agent to Drive More Sales
a native container for iOS, Android and web with shared navigation, single sign-on, design system and common UI components.
build mini-apps with standard web technologies or the low-code builder, and publish updates over the air without a full app release.
mini-apps call bank services such as identity, wallet and payments, notifications, location and consent through a secure JavaScript bridge.
every mini-app runs isolated with permission scopes; customer data is shared with a partner only after explicit consent.
onboard, review, version, publish, roll back and retire mini-apps from one console, with targeting by segment, region or device.
partners register, build against test APIs, submit for certification and track performance in a self-service portal.
usage, conversion and revenue reports per mini-app, with support for commission and revenue-sharing models.
AI and automation
Enhance user experiences with AI-powered personalisation, intelligent automation and seamless workflows, while improving security, efficiency and service delivery.
the app reorders mini-apps, offers and shortcuts for each customer based on behaviour and context.
ustomers ask in natural language and the assistant opens the right mini-app or completes the task, such as paying a bill.
machine learning suggests partner services at the right moment, for example travel insurance after a flight booking.
security scanning, permission checks and compliance tests run automatically before a mini-app can be published.
CI/CD pipelines, staged roll-outs and automatic rollback when error rates rise.
AI flags unusual in-app activity that may signal account takeover or partner misuse.
Benefits
| Benefit | What it means for financial services providers |
|---|---|
| More daily engagement | Customers open your app for everyday needs, not only banking |
| New revenue streams | Earn commissions and fees from partner services |
| Faster time to market | Launch new services as mini-apps without rebuilding the core app |
| Lower development cost | Partners build and maintain their own mini-apps on your framework |
| Bank-grade control | Every mini-app is certified, sandboxed and consent-driven |
| Richer customer insight | One view of customer behaviour across banking and lifestyle services |
Example use cases for mini - programmes
Government and utility services; SME tools such as invoicing, payroll and point-of-sale; investment and savings goals. Other banking segments such as business banking and corporate cash management services; bancassurance & wealth management; open banking.
Add customer loyalty & rewards; partner apps for financial advisory are opportunities to expand content and service collaboration to increase engagement.
SuperApp architecture · host app to bank systems
Every mini-app reaches bank data and payments only through the secure bridge and the customer’s consent, while the AI engine personalises what each customer sees.
